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FastXE - Privacy Policy

Effective Date - November 2025

1. Introduction

  1. 1.1. This Privacy Policy (“Policy”) constitutes a legally binding statement of the principles,standards, and procedures by which FastXE, Inc. (“Company”, “we”, “us”, or “our”) lawfullycollects, records, organizes, structures, stores, adapts, alters, retrieves, consults, uses,transmits, discloses by transmission, disseminates, makes available, aligns, combines,restricts, erases, or otherwise processes personal data relating to an identified oridentifiable natural person (“User”, “you”, or “your”). Such personal data may be obtainedwhen you access, interact with, or otherwise use our website located at fast-xe.com (“Website”), as well as any associated services, applications, portals, or other digitalor electronic platforms operated, managed, or controlled by us (collectively, the “Services”).This Policy is intended to ensure compliance with all applicable data protection and privacylaws and regulations, and to establish transparent protocols for safeguarding your rights.
  2. 1.2. By accessing, browsing, or in any way using our Services, you represent, warrant, andconfirm that you have carefully read and fully understood this Policy in its entirety, that youconsent to and accept the collection, processing, and use of your personal data inaccordance with the terms herein, and that you agree to be legally bound by its provisions.If you do not agree to the terms and conditions contained in this Policy, or if you object tothe manner in which your personal data is collected or processed as described herein, youmust immediately cease all access to and use of the Services.

2. Scope and Applicability

  1. 2.1. This Policy applies to all personal data, whether directly or indirectly identifiable, collectedfrom Users of the Website, without limitation as to the User’s country of residence orlocation at the time of access. The applicability of this Policy extends to all such datairrespective of the medium or method of collection, and is governed by, and subject tocompliance with, all applicable local, national, regional, and international data protectionand privacy laws, regulations, and standards that may be in force from time to time.
  2. 2.2. This Policy governs the collection of personal data through the following means andmechanisms, each of which is deemed to be within the lawful scope of our processingactivities:2.2.1 Direct and voluntary submissions by the User, including but not limited tothe provision of data via account registration, profile creation, form completion, contractualexecution, inquiries, support communications, or participation in surveys or promotionalactivities.2.2.2 Automated tracking technologies implemented on the Website, including butnot limited to cookies, tracking pixels, server logs, scripts, and analytical software thatcapture technical and behavioural information relating to the User’s interactions with theWebsite.2.2.3 Data obtained lawfully from third-party integrations, partners, affiliates,service providers, and other external entities engaged by the Company, which may includethe transfer of data in accordance with contractual obligations, applicable statutoryrequirements, or the User’s express consent.

3. Data Collected

  1. 3.1. We may collect and process the following categories of personal data in strict compliancewith applicable laws and regulations, with each category being defined broadly to includeall data reasonably necessary for the stated purposes:

    3.1.1. Identity Data: This includes the User’s full legal name, former names or aliases where relevant, date and place of birth, nationality or nationalities, gender, and all relevant details from government-issued identification documents such as passport numbers, driver’s license numbers, national identity numbers, residence permit numbers, and any other official identification references, including associated issue and expiry dates.
    3.1.2. Contact Data: This includes the User’s personal and professional email addresses, fixed-line and mobile telephone numbers, fax numbers, and full residential, correspondence, or business addresses, including country, state, city, postal code, and any related contact instructions or preferences.
    3.1.3. Financial Data: This includes bank and payment account identifiers such as IBANs, SWIFT/BIC codes, card numbers, account holder names, payment authorisation details, transaction histories including timestamps, counterparties, amounts, currencies, and metadata linked to payments or financial instruments, along with relevant billing information.
    3.1.4. Technical Data: This includes the User’s Internet Protocol (IP) address, unique device identifiers such as IMEI or MAC addresses, browser type, version, and settings, operating system details, language preferences, geolocation coordinates and history, time zone settings, and other diagnostic data captured through the User’s interaction with the Website and related Services.
    3.1.5. Usage Data: This includes a comprehensive record of the User’s interaction with the Website and Services, including but not limited to URLs visited, entry and exit points, pages viewed, content accessed, search queries, time spent on each page or feature, navigation paths, clickstream activity, error reports, and other activity logs that may be associated with the User’s profile.
    3.1.6. Marketing and Communications Data: This includes records of the User’s expressed communication preferences, subscriptions, opt-in or opt-out choices, consent records, feedback, survey responses, marketing campaign engagement history, and any correspondence or interactions between the User and the Company for promotional or informational purposes.
  2. 3.2. Sensitive personal data, which may include but is not limited to racial or ethnic origin,political opinions, religious or philosophical beliefs, trade union membership, genetic data,biometric data for identification purposes, data concerning health, or data concerning anatural person’s sex life or sexual orientation, will only be collected and processed wherelawful grounds exist and with the User’s explicit, informed, and freely given consent, andwill be subject to heightened security measures including encryption, restricted access, andadditional safeguards to ensure confidentiality and integrity.

4. Methods of Data Collection

  1. 4.1. Direct Collection: Personal data that is knowingly and intentionally furnished by the Userthrough any medium made available by the Company, including but not limited tocompletion of Website registration forms, submission of contact or enquiry forms, electronicor physical correspondence including email and postal communications, participation insurveys, completion of contractual documentation, uploading of documents, provision ofidentification or verification details, or creation and maintenance of a user account. Suchcollection shall occur in a manner consistent with applicable data protection laws and shallbe documented where required by law.
  2. 4.2. Automated Technologies: Data passively or automatically gathered by technological meansduring the User’s interaction with the Website or related Services, which may include but isnot limited to HTTP cookies, HTML5 local storage, tracking pixels, web beacons, serveraccess and error logs, embedded scripts, and analytical or performance monitoring tools.Such technologies may capture technical parameters, behavioural patterns, deviceconfigurations, and other interaction metadata. Deployment of such technologies shallcomply with relevant statutory requirements and, where mandated, be subject to the User’sexplicit consent.
  3. 4.3. Third-Party Sources: Personal data lawfully obtained from independent or affiliated thirdparties, which may include without limitation business partners, corporate affiliates,suppliers, contractors, data brokers, publicly accessible governmental or commercialrecords, industry databases, and other authorised sources. All such data acquisition shallbe in compliance with contractual obligations, applicable legal mandates, and dataminimisation principles, and shall be subject to verification and integration protocols toensure accuracy and relevance.

5. Purposes of Processing

  1. 5.1. We process personal data for purposes that are lawful, necessary, proportionate, andjustifiable in the context of our legitimate business operations, ensuring that suchprocessing is carried out in a manner consistent with the principles of transparency,fairness, and accountability. Without limitation, these purposes include:
  2. 5.2. All deposits, withdrawals, transfers, and other transactions shall be subject to ongoingAML/CFT screening, sanctions list checks, transaction monitoring, and any additionalcompliance procedures mandated by applicable law or required by any RegulatoryAuthority, and may be reported to such authorities as legally obligated.

6. Crypto Vaults

  1. 6.1. Crypto Vaults shall be provided exclusively for the custody of digital assets that areexpressly supported by FastXE, as determined and published by FastXE from time to time,and shall be inextricably linked to the Customer’s unified Profile.
  2. 6.2. The Customer acknowledges and accepts that the market value of cryptocurrencies andother digital assets is inherently volatile, may fluctuate significantly in short periods, andthat FastXE does not provide, and shall not be deemed to have provided, any investment,financial, or trading advice in relation thereto.
  3. 6.3. All withdrawals, transfers, or other dispositions of digital assets from a Crypto Vault may besubject to delays, suspension, or rejection where FastXE, in its sole discretion, determinesthat additional security verification, blockchain network confirmation, or compliance review(including AML/CFT checks) is necessary.
  4. 6.4. The Customer bears sole responsibility for implementing and maintaining appropriatesecurity measures in relation to their digital assets and access credentials, and FastXE shallnot be liable for any loss, theft, or compromise of assets arising from external cyberattacks,hacking incidents, phishing schemes, malware, social engineering, or from the Customer’sown negligence, recklessness, or wilful misconduct.
  5. 6.5. FastXE further reserves the right, without liability, to freeze or restrict the movement of anydigital assets where required by law, a Regulatory Authority, or pursuant to a lawful courtorder.

7. Compliance And Prohibited Use

  1. 7.1. The Customer shall not, whether directly or indirectly, utilise any Service for any unlawfulor impermissible purpose, including but not limited to:

    7.1.1. Engaging in, facilitating, or attempting money laundering, terrorism financing,proliferation financing, sanctions evasion, bribery, corruption, fraud, or any otherfinancial crime prohibited under applicable law.
    7.1.2. Conducting or participating in transactions involving goods, services, or activitieswhich are prohibited, restricted, or otherwise unlawful under the laws or regulationsof any jurisdiction having authority over the transaction, the Customer, or FastXE.
    7.1.3. Undertaking any activity which would contravene, or cause FastXE or any of itspartners to contravene, applicable statutes, regulations, directives, or orders of anyRegulatory Authority, including without limitation those relating to AML/CFT,sanctions compliance, consumer protection, data protection, or financial serviceslicensing.
    7.1.4. Utilising the Services in a manner intended to disguise the origin, nature, orownership of funds or assets, or to circumvent lawful reporting, licensing, orregistration requirements.
    7.1.5. Attempting to gain unauthorised access to, interfere with, disrupt, or impair theintegrity or security of any system, network, or data of FastXE or any third party.
  2. 7.2. FastXE shall have the right, without prior notice and without liability, to suspend, freeze,restrict, or permanently close the Customer’s Profile and any linked Services if it hasreasonable grounds to suspect, or becomes aware of, any breach of this Clause orengagement in prohibited activity, and may report such matters to the relevant RegulatoryAuthorities.

8. Fees

  1. 8.1. All applicable fees, charges, and commissions for the provision and maintenance of theServices shall be published on our official website and expressly linked to your Profile fortransparency and reference purposes.
  2. 8.2. Unless otherwise agreed in writing, such fees may be automatically debited from anyAccount balance maintained under your Profile, without the requirement of further noticeor consent, and you hereby expressly authorise such deductions.
  3. 8.3. FastXE reserves the right to amend, increase, reduce, or introduce new fees, charges, orcommissions at any time, provided that no less than thirty (30) calendar days’ prior writtennotice is given to the Customer, except where immediate modification is mandated byapplicable law, regulation, or a Regulatory Authority, in which case such changes may takeeffect without prior notice.
  4. 8.4. The Customer remains solely responsible for reviewing the applicable fee schedule prior tousing the Services and shall be deemed to have accepted any revised fees by continued useof the Services after the effective date of the change.
  5. 8.5. All fees are exclusive of any applicable taxes, duties, or levies, which shall be payable bythe Customer in accordance with applicable law.

9. Security

  1. 9.1. You shall be under a continuing and absolute obligation to maintain the confidentiality,integrity, and security of all User Credentials issued to or created by you in connection withthe Services, and to implement robust security measures including, without limitation, theactivation and use of two-factor authentication (2FA) or any other authenticationmechanism as may be required by FastXE from time to time.
  2. 9.2. You shall notify FastXE immediately, and in any event no later than twenty-four (24) hours,upon becoming aware of, or having reason to suspect, any actual or attemptedunauthorised access to your Profile, Account, or any linked Service, providing full detailsand cooperating fully with any investigation or remedial measures.
  3. 9.3. Except where directly caused by FastXE’s gross negligence, wilful misconduct, or fraud,FastXE shall bear no liability for any loss, damage, or unauthorised transaction arising fromthe compromise, disclosure, theft, or misuse of your User Credentials, including whereresulting from your negligence, recklessness, failure to follow security best practices, orfailure to comply with the security requirements set forth herein.

10. Data Protection

  1. 10.1. We shall collect, process, store, and otherwise handle your personal and, where applicable,business data strictly in accordance with applicable data protection and privacy laws,regulations, and our published Privacy Policy, which forms an integral part of these Terms.
  2. 10.2. Such processing shall include, without limitation, the collection and verification ofidentification data, contact information, transactional history, and other informationnecessary for the fulfilment of our contractual obligations, the performance of compliancechecks, and the maintenance of the Services.
  3. 10.3. We may disclose, transmit, or otherwise make available such data to competent RegulatoryAuthorities, law enforcement agencies, partner banks, payment networks, technologyproviders, and other Third-Party Providers engaged by us, strictly to the extent required byapplicable law, a lawful request, contractual necessity, or for the purpose of fulfilling ourregulatory and operational obligations.
  4. 10.4. We shall implement appropriate technical and organisational measures to protect such dataagainst accidental or unlawful destruction, loss, alteration, unauthorised disclosure of, oraccess to, personal and business data transmitted, stored, or otherwise processed. We shallimplement appropriate technical and organisational measures to protect such data againstaccidental or unlawful destruction, loss, alteration, unauthorised disclosure of, or access to,personal and business data transmitted, stored, or otherwise processed.
  5. 10.5. You acknowledge and consent to such processing and sharing as described herein, subjectalways to applicable legal requirements and the terms of our Privacy Policy.

11. Liability

  1. 11.1 FastXE shall be liable solely for direct, actual, and quantifiable losses that are conclusivelyproven to have been proximately caused by FastXE’s gross negligence, wilful misconduct,or material breach of these Terms, and only to the extent permitted by applicable law.
  2. 12.2. Under no circumstances shall FastXE be liable for any indirect, incidental, special, punitive, exemplary, or consequential losses or damages, including, without limitation, loss of profits, loss of revenue, loss of business, loss of anticipated savings, loss of goodwill, loss of opportunity, or any other economic or non economic loss, whether arising in contract, tortPage 5 of 5 (including negligence), strict liability, or otherwise, even if FastXE has been advised of the possibility of such losses or such losses were reasonably foreseeable.

12. Suspension and Termination

  1. 12.1. FastXE reserves the unilateral right, exercisable at its sole discretion and without priornotice, to suspend, restrict, or permanently terminate your Profile and any or all linkedServices under any of the following circumstances:

    12.1.1. A material or persistent breach by you of these Terms or any other applicableagreement with FastXE
    12.1.2. The existence of reasonable grounds to suspect, or actual knowledge of,fraudulent conduct, illegal activity, regulatory non-compliance, or misuse of the Services.
    12.1.3. A legal or regulatory requirement, order, directive, or request from a competentcourt, Regulatory Authority, or law enforcement agency necessitating such action.
    12.1.4. Where continuation of the Services may, in FastXE’s reasonable opinion, causereputational harm, operational risk, or expose FastXE or its partners to legal liability.
  2. 12.2. You may submit a written request for closure of your Profile at any time; however, suchclosure shall be conditional upon the full and final settlement of all outstanding fees,charges, obligations, and liabilities owed to FastXE, and may be subject to any applicableretention, reporting, or record-keeping obligations imposed by law.

13. Dispute Resolution

  1. 13.1. All disputes, controversies, or claims arising out of or in connection with these Terms,including any question regarding their existence, validity, interpretation, performance, ortermination, shall in the first instance be addressed and resolved through FastXE’s formalcomplaints handling procedure, which the Customer is required to exhaust prior toinitiating any other form of dispute resolution.
  2. 13.2. In the event that the dispute remains unresolved following completion of such complaintsprocess, the matter shall be finally and exclusively resolved by binding arbitrationconducted in accordance with the applicable arbitration laws and rules then in force, beforea single arbitrator mutually agreed upon by the parties, or failing such agreement,appointed in accordance with such rules. The language of arbitration shall be English, theseat and venue of arbitration shall be as determined by FastXE unless otherwise requiredby applicable law, and the arbitral award shall be final and binding on both parties with noright of appeal save as permitted under the governing arbitration legislation.

14. Governing Law

  1. 14.1. These Terms, and any dispute, claim, or controversy arising out of or in connection withthem, including questions regarding their formation, validity, interpretation, performance,and termination, shall be governed by, and construed in strict accordance with, thesubstantive laws of the State of Wyoming, United States of America, without regard to itsconflict of laws principles.
  2. 14.2. To the fullest extent permitted by applicable law, the parties hereby irrevocably submit tothe exclusive jurisdiction of the courts of the State of Wyoming for the purposes ofenforcing any arbitral award or seeking interim or conservatory measures, unless otherwisemandatorily required by applicable law.
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FASTXE, INC.

208 N 29th St, Suite 201, Billings, Montana 59101, United States of America

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